Massachusetts-Real-Estate-Salesperson 試験問題を無料オンラインアクセス

A first-year licensee without either a degree in finance, or a strong background in real estate investment should generally refrain from

• A.acting as the seller's agent in selling an oceanfront lot to a retiree.
• B.listing commercial income property.
• C.representing a first time home buyer.
• D.representing an owner who wants to sell raw land to a developer.

What type of relationship does NOT require confidentiality?

• A.Buyer agency
• B.Dual agency
• C.Seller agency
• D.Facilitator

A buyer is considering a property in one of the subdivisions of a Planned Unit Development (PUD). The buyer noticed nearby properties having detached garages and workshops. The buyer mentions to their agent that they want to build a detached building on the back of the lot for a home business. There is an HOA for this subdivision. Additionally, there are overarching covenants, conditions, and restrictions (CC&Rs) for the PUD. What actions, if any, should be taken by the broker to assure the buyer can use the property as they wish?

• A.Recommend the buyer determine if architectural review requirements exist for the subdivision.
• B.Determine if home business use is allowed in the subdivision.
• C.Take no action because other properties have detached buildings.
• D.Recommend the buyer obtain the current CC&Rs and all current HOA documents.

If a lender has granted a VA-guaranteed loan to a veteran, the veteran

• A.cannot prepay any of the principal amount of the loan.
• B.may sell the property to another veteran who assumes the loan.
• C.cannot apply for another VA loan in the veteran's lifetime.
• D.makes the down payment directly to the VA.

A buyer is purchasing a $625,000 property. The lender requires a 20% down payment to avoid mortgage insurance. The buyer provided $5,000 in earnest money. The buyer closing costs are $13,000. What is the amount the buyer must bring to settlement to close the transaction?

• A.$143,000
• B.$133,000
• C.$120,000
• D.$138,000