MLO 試験問題を無料オンラインアクセス

A veteran borrower obtains a VA loan to purchase a property for $200,000 and opts to finance the entire purchase price plus the VA funding fee of 2.15%. The initial payment for principal and interest will be calculated based on a loan amount of:

• A.$200,000 plus lender's attorney fees
• B.$200,000
• C.$204,300
• D.$204,300 plus lender's attorney fees

Which of the following fees is a finance charge?

• A.Discount points
• B.Pest inspection fees
• C.Title insurance
• D.Appraisal fees

A mortgage company is permitted to verify which of the following information?

• A.Religion
• B.Employment status
• C.Childbearing intentions
• D.Sex

A sign that an appraisal report may be overvaluing a property is that the:

• A.Subject property address does not match the house number photographed by the appraiser.
• B.Subject property and comparable properties were built by the same construction company.
• C.Subject property is in the same neighborhood as the comparable properties.
• D.Comparable properties are consistent with the subject property.

According to Fannie Mae, a loan with a purchase transaction loan amount of $160,000, sales price of
$180,000, and an appraised value of $200,000 has a loan-to-value ratio of what percentage?

• A.88%
• B.80%
• C.90%
• D.89%