Life-Producer 試験問題を無料オンラインアクセス

What does the annuitant usually receive during the liquidation phase of an annuity?

• A.Cash withdrawals upon request
• B.Nothing
• C.A lump sum
• D.Benefit payments at regular intervals

A valid contract requires all of the following EXCEPT:

• A.Written evidence
• B.Competent parties
• C.Offer and acceptance
• D.Consideration

How many days does a former employee have to convert a group term policy to an individual policy after employment is terminated?

• A.20
• B.10
• C.31
• D.30

The purpose of licensing insurance agents is to:

• A.Limit the number of agents who do business within Maryland
• B.Demonstrate that the agent is qualified to act on behalf of insurers in Maryland
• C.Monitor insurance sales activity in Maryland
• D.Regulate rates to prevent unfair discrimination among insureds

All of the following are common underwriting factors used by life insurance companies EXCEPT:

• A.Ethnic heritage
• B.Amount of insurance applied for
• C.Family health history
• D.Driving record