Accident-and-Health-or-Sickness-Producer 試験問題を無料オンラインアクセス

When a single major medical contract covers all medical expenses, the plan is considered to be:

• A.Limited
• B.Comprehensive
• C.Supplemental
• D.First-dollar

All of the following factors may affect premium determination in individual life insurance EXCEPT:

• A.Occupation
• B.Age
• C.Health
• D.Race

Under federal law, an insurance producer may be sentenced to prison for:

• A.Selling insurance with a nonresident license
• B.Embezzling money from an insurance company
• C.Inducing a client to sign an application for insurance
• D.Suing an insurer over contract violations

In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

• A.Earning commission
• B.Performing clerical duties
• C.Enrolling individuals in group plans
• D.Acting as a regularly salaried officer

Under Maryland law, the agreement between an insurance producer and insurer under which the insurance producer, for compensation, may sell, solicit, or negotiate policies issued by the insurer is defined as:

• A.A binding agreement
• B.A license
• C.A certificate of authority
• D.An appointment