Accident-and-Health-or-Sickness-Producer 試験問題を無料オンラインアクセス

The primary purpose of disability income insurance is to:

• A.Pay necessary hospital expenses when the insured is unable to work
• B.Pay any physicians' fees resulting from a disabling injury
• C.Provide benefit payments for a period of time when the insured is unable to work
• D.Provide indemnity for loss of life

Which of the following is a requirement of an insurable risk?

• A.There must be a large number of different loss exposures.
• B.The loss must be intentional.
• C.The chance of loss must be calculable.
• D.The loss must be catastrophic.

When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

• A.The insurer
• B.The patient or parent of the patient
• C.The premium payor
• D.The principal insured individual

Which of the following is NOT a mandated benefit in Maryland?

• A.Hearing aids for children
• B.Treatment of substance abuse
• C.Treatment of mental illness
• D.Weight reduction programs

Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?

• A.A SHOP Exchange Navigator
• B.A certified Navigator or authorized Producer for the Individual Exchange
• C.The Maryland Insurance Commissioner
• D.An Insurance Producer authorized to work in the SHOP Exchange