Ok-Life-Accident-and-Health-or-Sickness-Producer 試験問題を無料オンラインアクセス

Which of the following is NOT a settlement option for life or annuity policies?

• A.Life income with period certain.
• B.Fixed period.
• C.Pure life income.
• D.Asset withdrawal.

If a primary beneficiary dies, life insurance benefits are then paid to

• A.the tertiary beneficiaries.
• B.no one.
• C.the contingent beneficiaries.
• D.the sub-primary beneficiaries.

Determining the appropriate coverage for an individual seeking long-term care insurance is

• A.contestability.
• B.suitability.
• C.coinsurance.
• D.accountability.

A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is

• A.an endowment policy.
• B.a modified life insurance policy.
• C.a universal life insurance policy.
• D.a juvenile trust.

Which of the following is an Unfair Claims Settlement Practices Act under Oklahoma law?

• A.failing to interview all involved parties within 45 days of the filing of proof of loss forms.
• B.knowingly misrepresenting to a claimant pertinent facts or policy provisions that relate to coverage.
• C.failing to maintain complete policy notes involving claims.
• D.not maintaining an audit trail of premium history and claim transactions.