NY-Life-Accident-and-Health 試験問題を無料オンラインアクセス

With respect to a life settlement contract, no person shall directly or indirectly pay a referral or finders fee to any person other than the

• A.owner ' s physician.
• B.owner ' s accountant.
• C.insurance consultant.
• D.life settlement broker.

Who is the beneficiary of a key person insurance policy?

• A.Business partner.
• B.Employer.
• C.Insured ' s spouse.
• D.Employee.

What information must be included in the statement accompanying an insurance claim payment made by an insurer?

• A.The agent ' s name and address
• B.The coverage under which the payment is being made
• C.The reinsurance carrier involved
• D.A list of all claimants involved

In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

• A.Functional, rehabilitational, and medical care.
• B.Professional, social, and economic care.
• C.Skilled nursing, Intermediate, and custodial care.
• D.Home-based, assisted living, and medical care.

Which of the following statements is TRUE concerning classification of risks?

• A.Substandard applicants are never issued policies.
• B.Rated policies merit lower premiums.
• C.A preferred individual is issued a rated policy.
• D.Preferred risks pay a lower premium than standard risks.