NY-Independent-General-Adjuster 試験問題を無料オンラインアクセス

Homeowner Policies exclude coverage for

• A.fire department service charge.
• B.earth movement.
• C.property removed to protect it from covered peril.
• D.debris removal.

Which of the following would be considered an unforeseen act which causes bodily harm?

• A.Suicide attempt.
• B.Accidental injury.
• C.Alcohol abuse.
• D.Deliberate self-inflicted injury.

If insurance is used to establish proof of financial responsibility to comply with the Motor Carrier Act of 1980, what endorsement can be used?

• A.Mobile equipment endorsement.
• B.Additional insured-lessor endorsement.
• C.Individual named insured endorsement.
• D.MCS-90 endorsement.

When it comes to liability on a Businessowners Policy, the insurer's duty to defend ends if the

• A.insured missed a payment on his premium.
• B.limits of insurance are used up.
• C.insurer feels they put in too many claims in the past.
• D.insured did not pay his taxes.

The liability section of a businessowners policy (BOP) covers which of the following?

• A.Medical payments for injured employee.
• B.Roof damaged by a windstorm.
• C.Customer injured on the business premises.
• D.Bodily injury suffered in an automobile accident.