Hawaii-Life-Producer 試験問題を無料オンラインアクセス

Making false or misleading statements about the dividends previously paid on similar policies is an example of:

• A.coercion
• B.misrepresentation
• C.rebating
• D.unfair discrimination

An insured under a life settlement transaction has a life expectancy of MORE than one year. A life settlement provider, broker, or authorized representative may generally contact the insured to verify health status no more frequently than:

• A.once every six months
• B.once every three months
• C.once each month
• D.once each week

In a contract of adhesion, any confusing language would be interpreted in favor of which of the following parties?

• A.The insurance company
• B.The insurance regulatory authority
• C.The attorney
• D.The insured

Producers may engage in all of the following activities EXCEPT:

• A.negotiating insurance
• B.countersigning contracts
• C.soliciting insurance applications for insurance
• D.selling insurance

Making maliciously critical or false statements about the financial condition of an insurance company is an unfair method of competition known as:

• A.intimidation
• B.coercion
• C.defamation
• D.discrimination