CRCM 試験問題を無料オンラインアクセス

For HMDA purposes, the term "dwelling" does NOT include which of the following?

• A.Single family dwellings
• B.Individual condominiums
• C.Mobile homes not attached to real property
• D.Timeshares

Martha Smith of First National Bank is attempting to close a large commercial loan to a manufacturing equipment company. In negotiating the interest rate on the loan Martha states that if the company will move some of its demand accounts to the bank, it could get a lower interest rate. Is this wrong?

• A.Yes. It violates the anti-tying provisions.
• B.No. The bank may condition the loan on the customer placing a deposit in the bank.
• C.Yes. It is a restraint of trade.
• D.No, unless moving the accounts is a condition of the loan..

Which of the following businesses would be eligible to be an exempt person under the requirements of the Bank Secrecy Act?

• A.Goldsmith Aircraft Distributors
• B.Jackson's Used Cars
• C.Al Williams Seafood Restaurant
• D.Evanston Recreational Boats

QUESTION NO: 404.
Which of the following actions is NOT required of a municipal securities principal?

• A.Pass the Municipal Securities Principal Qualification Examination
• B.Work as an apprentice for one year in a municipal securities operation
• C.Work in a supervisory role in a municipal securities operation
• D.Complete Form MSD-4 and submit it to the bank

Which of the following transactions is subject to the provisions of Regulation O?

• A.Time deposit account held by a director
• B.Travel advance to an executive officer outstanding for less than 30 days
• C.Extension of credit to a member of the bank's board of directors
• D.Extension of credit to a director of an unaffiliated, competing, noncorrespondent bank