SCR 試験問題を無料オンラインアクセス

The climate risk team at a global bank works on a sustainability and climate risk report for a forthcoming company strategy meeting. The meeting will focus on bank goals to achieve net zero GHG emissions by
2050. Bank leaders will discuss potential risk exposures the bank may face, as well as possible financial systemic effects.
Which of the following is an example of how systemic climate risk can translate into liquidity risk for the bank?

• A.Sea level rise causes coastal property prices to decrease, which leads to real estate losses for the bank.
• B.Sector-wide asset stranding for the financial sector increases due to climate pressures, which affects bank revenue and profits as cash flow decreases.
• C.Insurers significantly increase premiums due to climate-related risks and leave the bank without coverage, amplifying risks to financial stability.
• D.High level of deposit withdrawals from households and corporations after a hurricane severely affects a country.

A global investment bank expands its risk department to include climate risk assessment. Senior management directs the department to implement approaches for evaluating how climate change affects traditional risk types. A risk manager recommends risk metrics for key risk types that measure physical and transition risk impacts.
To measure credit risk, which metric should the analyst recommend?

• A.Level of company preparedness
• B.Bid-ask spread
• C.Loan-to-deposit ratio
• D.Loss given default

Which of the following is an example of a just' transition with regards to climate change?

• A.A company issues a first transition bond to finance a gas-fired power utility project
• B.A manufacturer designs products that are more reusable and recyclable to support the circular economy
• C.A government works with labor unions to develop a social package for displaced workers due to closure of coal mines

A multinational food and beverage corporation has growing concerns that CO2 and other GHGs in the atmosphere have a negative effect on agricultural productivity. The corporation is subject to higher costs and scarce availability for commodities necessary for its supply chain.
The corporation will disclose this scenario under which climate-related risk type?

• A.Chronic
• B.Market
• C.Resource efficiency
• D.Resilience

A global cosmetics company surveys consumers. The survey reveals close to 75% of consumers indicate sustainability is an important issue and are willing to change shopping habits to reduce environmental impact.
The company responds by establishing a sustainability framework. As part of the process to implement this framework, a company sustainability analyst identifies sustainable investment and disclosure practices.
Which recommendation will the analyst likely make to implement a company sustainability framework?

• A.Follow NGFS sustainability best practices and verify company products and activities are considered sustainable through NGFS recommended voluntary disclosures.
• B.Use the EU Taxonomy for classifying products as "green" when doing business in the EU market but develop new classification systems for jurisdictions outside the EU.
• C.Conduct internal audits annually and disclose any greenwashed product findings to government green finance taskforces.
• D.Incorporate mandatory disclosures and marketing requirements to ensure claims about sustainable products are fair and not misleading.