CA-Life-Accident-and-Health 試験問題を無料オンラインアクセス

An insured replaces an existing annuity with a new one and must pay a surrender charge for cancelling the existing annuity. The new policy holds no greater financial benefits to the insured than the existing contract.
This is an example of

• A.nonforferture.
• B.a substandard annuity.
• C.a deferred annuity.
• D.an unnecessary replacement.

Life insurance policy illustrations must include all of the following EXCEPT

• A.the name of the insured.
• B.a statement that all benefits and values are guaranteed.
• C.the page number of each page.
• D.the relationship of each page to the total number of pages.

What is the amount of the penalty tax imposed on premature payments under annuity contracts?

• A.50%
• B.20%
• C.25%
• D.10%

Which nonforferture option uses cash surrender values to select paid-up term insurance for the full face amount of the policy?

• A.Extended paid-up insurance.
• B.Reduced paid-up insurance.
• C.Extended term insurance.
• D.Reduced term insurance.

In medical expense insurance, what serves the same purpose as the elimination period in disability income insurance?

• A.Deductible.
• B.Maximum benefit.
• C.Co-payment.
• D.Coinsurance.