M05 試験問題を無料オンラインアクセス

For this question more than 1 option is correct. You must select all the correct options to gain the mark.
Which special defences are available to the fort of libel?

• A.Statutory authority.
• B.Necessity.
• C.Honest opinion.
• D.Prescription.
• E.Privilege.

Which of the following is true regarding the "principle of subrogation"?

• A.It prevents the insurer from recovering any costs from a third party
• B.It allows the insurer to pursue third parties responsible for the loss
• C.It means the insurer is entitled to the premium even if the claim is not paid
• D.It allows the insured to be compensated twice for the same loss

What does the Consumer Insurance (Disclosure and Representations) Act 2012 require from consumers applying for insurance?

• A.Consumers are required to pay for claims made during the policy term.
• B.Consumers must disclose all material facts honestly and accurately.
• C.Consumers must answer questions about their past claims history.
• D.Consumers must choose an insurer based on premium prices alone.

Which of the following is a key principle of insurance law that requires the insured to disclose all material facts?

• A.Contribution
• B.Indemnity
• C.Subrogation
• D.Utmost good faith

What is the role of an insurance broker in a typical insurance transaction?

• A.To provide legal advice and act as a lawyer for the insured
• B.To ensure the insurer complies with all regulatory requirements
• C.To act as a middleman between the insurer and the insured, negotiating the terms of the policy
• D.To pay insurance premiums on behalf of the insured