M05 試験問題を無料オンラインアクセス

Which of the following is not a typical requirement for the formation of an insurance contract?

• A.The disclosure of a medical history
• B.The payment of a premium.
• C.An offer to insure
• D.An acceptance of the offer

The Chancery Division is a division of the:

• A.Magistrates Court.
• B.County Court.
• C.High Court.
• D.Crown Court.

The test of the materiality of facts in an insurance contract is defined according to the opinion of a

• A.diligent broker.
• B.prudent underwriter.
• C.reasonable person.
• D.honest proposer.

Which of the following is true regarding the insurable interest in life insurance?

• A.Insurable interest is not required for life insurance policies
• B.Insurable interest is required only at the time the policy is issued
• C.The policyholder must have a financial interest in the life of the person insured
• D.The policyholder must have a financial interest in the property of the person insured

For this question more than 1 option is correct. You must select ail the correct options to gain the mark.
In what circumstances does the Fires Prevention (Metropolis) Act 1774 require insurance companies to ensure that claims monies are used to rebuild or reinstate buildings destroyed or damaged by fire?

• A.Where the building was destroyed by an explosion.
• B.Upon the request of any person(s) interested in the buildings.
• C.Where there is underinsurance.
• D.When fraud or arson by the insured is suspected.