IF1 試験問題を無料オンラインアクセス

John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?

• A.He does not need to disclose this.
• B.Immediately, but only if the diagnosis is terminal.
• C.Immediately, irrespective of prognosis.
• D.At the date of the next premium payment.

It is important to ensure the fair treatment of customers in order to comply with rules set by the

• A.British Insurance Brokers' Association.
• B.Chartered Insurance Institute.
• C.Association of British Insurers.
• D.Financial Conduct Authority.

For which professional is professional indemnity insurance compulsory by statute?

• A.A solicitor.
• B.A loss assessor.
• C.A chartered surveyor. .
• D.A loss adjuster,

If the amount to be paid in the event of a total loss of insured property is agreed between the proposer and the insurer at inception of the policy, this is a modification of the principle of

• A.subrogation.
• B.good faith.
• C.contribution.
• D.indemnity.

The accident record for a printworks show that for every one major injury, there have been 30 minor incidents and 900 non-injury events reported. How would major work injuries be classified in relation to frequency and severity?

• A.High frequency, high severity.
• B.Low frequency, high severity.
• C.High frequency, low severity.
• D.Low frequency, low severity.