IF1 試験問題を無料オンラインアクセス

An insured is temporarily disabled due to illness and unable to work. During this period, what type of insurance policy will typically pay a weekly benefit for up to two years?

• A.A personal accident and sickness insurance policy.
• B.A critical illness insurance policy.
• C.An employers' liability insurance policy.
• D.A medical expenses insurance policy.

A retail customer CANNOT buy insurance directly from which type of insurer?

• A.A mutual insurer.
• B.A composite insurer.
• C.A direct insurer.
• D.A captive insurer.

The main function of an insurance broker is to

• A.negotiate claims.
• B.provide independent advice to clients.
• C.act as the agent of the insurer.
• D.introduce business lo a particular insurer.

John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?

• A.At the date of the next premium payment.
• B.He does not need to disclose this.
• C.Immediately, but only if the diagnosis is terminal.
• D.Immediately, irrespective of prognosis.

A policyholder achieves peace of mind when insuring his car by

• A.transferring the risk to the insurer.
• B.reducing the chance of a loss occurring.
• C.eliminating the risk of loss.
• D.preventing the chance of a loss occurring.