CFCS 試験問題を無料オンラインアクセス

A casino needs to hire an auditor (or sensitive financial operations where the employee will have access to large amounts of cash The interviewer needs to be sure that this employee is scrupulously honest lo protect the company.
Which is the MOST effective technique to vet this prospective employee?

• A.Review your internal records to determine if the prospective employee has any record of excessive gambling
• B.Collect documentation to confirm the prospective employee s educational history
• C.Conduct a background check on the prospective employee
• D.Require Ihe prospective employee to provide personal references

An individual has approached your securities firm with interest in opening an account After an interview, you establish that the individual is an attorney who states that she is representing a consulting company located in another country She saysthatshe is the company s agent and is authorized to open an account on its behalf.
You request the attorney to fill out a questionnaire to gather more information on the consulting company's ownership She takes the forms and agrees to return them within the next few days.
In themeantime,you research the consulting company using public records, social media and other online sources The company's website is vague and online searches return very few results.However,you do find an annual report Irom this year that lists company members and shareholders One minority shareholder appears to beanothercorporation.
The attorney later returns the completed questionnaire You note that several shareholders listed are not the same as those on the annual report When you ask follow-up questions regarding the nature of the business and expectedtransactions,she reiterates that the client is a consulting firm that works in a variety of fields and it expects to conduct transactions with clients located in several different countries.
Which is the BEST next step for your institution to take?

• A.Compare the listing of company members and shareholders to the information provided on the consulting firms website
• B.Ask the attorney to certify the owners of the consulting firm and do not move forward with account opening until they have been verified
• C.File a suspicious activity/suspicious transaction report on the grounds that the attorney may be involved in illicit activity
• D.Research corporate registries and other sources to identify the owner of the company that is the minority shareholder of the consulting firm

Joe Brown a new small business owner wants lo open a new business account at Mega Bank. He Sils down with a bank officer who is very friendly and asks about his new business and his family Joe becomes uncomfortable about sharing so much information about himself with a stranger. He expresses his concern and the bank officer tells him that this information is required for anyone opening a newaccount with Mega Bank and that every other bank is going to ask him the same questions.
Assuming it is a low-risk customer which information does a bank need to collect and then verify from a new account holder?

• A.Number of employees expected transactions and types of expenses
• B.Joe's previous employment information and income
• C.Business name industry address tax identification number and corporate documents
• D.Financial documents on Joe's income and source of funds

Many IT users require privileged user rights to perform their job tasks.
Which is the BEST action to help ensure data security with respect to privileged users?

• A.Eliminate privileged access for anyone below manager level
• B.Review IP addresses of users access to identify offsite systems access
• C.Implement database activity monitoring to identify high risk or unusual database activity
• D.Rotate both the public and private encryption keys

You are a money laundering investigator at a financial institution. You discover that the target of one of your cases was your direct supervisor during previous employment.
How should you proceed?

• A.Use your inside information to build a stronger case
• B.Stop investigating the case and have it assigned to a coworker or supervisor
• C.Notify your current supervisor and assure him or her you will maintain confidentiality on the case
• D.Continue working the case because the target of the investigation is not a family member or close associate